Skip to main content

The Ultimate Bank Account

The Ultimate Bank Account



Imagine there is a bank that credits your account each morning with $86,400.
It carries over no balance from day to day.
Every evening, whatever part of the balance you failed to use during the day is written off or deleted.
What would you do?
Draw out every cent, of course!!!
Each of us has such a bank.
It's name is TIME.
Every morning, it credits you with 86,400 seconds.
Every night it writes off, as lost, whatever part of this you have failed to invest for good purpose.
It carries no balance.
It allows no overdraft or credit.
Each day it opens a new account for you.
Each night it burns the remains of the day.
If you fail to use the day's deposits, the loss is yours.
There is no going back.
There is no drawing against 'tomorrow'.
You must live in the present on today's deposits.
Invest it so as to get from it the utmost in health, happiness, and success.
The clock is running.

Make the most of today.


How Much is Your Time Worth?

The following table calculates the actual hourly cost of time for people at various income levels. The value of each of your hours -even each of your minutes – is something to bear in mind when you plan or review all your time management issues. If you then look at your time as an “opportunity to invest” at your day-end, congratulate yourself for good “investments”; and, also pinpoint ways in which your time “invested” may not be yielding the results that reflect the “investment” as a wise choice. You may also be “investing” the time of persons who report to you, and other people whose time you consume. Consider those costs and returns as well in your overall considerations about time spent.